HomeZoneReport — Sample Report

Overall assessment

Low environmental risk in a dynamic, transit-rich community

This property screened as low environmental concern: not in a flood zone, and all nearby environmental filings are closed (remediated). It sits in Riverside, a dense, well-connected urban community — a major new LRT station (Fairbank) is a short walk away, and the area is seeing significant development activity, including a proposed high-rise on the same street. Built as an older home, it carries a few routine age-related items worth checking.

● Low environmental riskNot in flood zoneFairbank LRT 850 m20 dev applications

LOCATION

Property location

Aerial + interactive

Aerial view — 321 Mapletree Drive, Riverside

Interactive map — property & nearby points of interest

Aerial imagery provided by Google Maps. Interactive map by OpenStreetMap. Imagery may not reflect the most current condition.

HomeZoneReport Score

78/100

Strong investment & lifestyle property

High

Overall grade

Location

Transit-rich

Development

High activity

Livability

Walkable

Value

Appreciating

Home age

Routine checks

Why 78? This property scores strongly on location (walkable, transit-rich with the Fairbank LRT nearby) and sits in a high-activity development area driving investment interest. It's held back slightly by its age (routine home-age checks) and a value picture that's still appreciating from the 2004 purchase price. This is a HomeZoneReport original composite score — blend of location, development, livability, value, and home condition.

01 · MARKET

Price & market context

Listed data

Last known sale

$262,500

Sold Aug 2004 · listed $299,000

Why it matters: The most recent recorded transaction is the clearest public benchmark — though market conditions have changed dramatically since 2004.

Estimated value

$708,900

HouseSigma estimate · Aug 2026

Why it matters: A current estimate of the property's value, reflecting the significant appreciation since the 2004 sale.

Property form

Detached 2-Storey

3+1 bed · 2 bath · 25×114 lot

Why it matters: Detached ownership offers the most flexibility for renovation and resale.

Recent sales on Mapletree Drive & Riverside

Comparable homes in the area give a sense of local price movement.

Address / Area	Sold price	Date	Detail
243 Mapletree Drive	$1,200,000	Apr 2026	2-bed detached · sold
Riverside (avg.)	$1.19M	Recent	28 detached homes sold
321 Mapletree Drive	$262,500	Aug 2004	Subject property · 3+1 bed detached
201 Mapletree Drive	Sold recently	—	3-bed · price behind realtor wall
213 / 239 Mapletree Drive	Sold recently	—	Active local demand

What this tells us: Riverside detached homes are selling at an average of ~$1.19M, with 243 Mapletree Drive selling for $1.2M in April 2026. The subject property last sold for $262,500 in 2004 and is now estimated at ~$708,900 — reflecting strong long-term appreciation. For a full multi-year price history, a realtor or paid service is needed.

02 · VALUE

Value & ownership costs

Estimate

Appreciation

~5.5% / yr

$262,500 (2004) → est. $708,900

Why it matters: This property has appreciated significantly since 2004, a strong long-term investment signal for buyers.

Est. monthly carrying

~$800

Tax + utilities + insurance (no mortgage)

Why it matters: The fixed, property-specific costs any owner pays — tax, utilities, insurance. The mortgage is separate and depends on your down payment and rate.

Land transfer tax

~$21,000

At est. $708,900 (Toronto + Ontario)

Why it matters: A one-time buyer cost to budget for at purchase — Toronto levies both municipal and provincial LTT.

Est. rental potential

~$2,600 / mo

Main + finished bsmt (sep entrance)

Why it matters: The finished basement with separate entrance supports strong rental income — valuable for investors.

Bottom line: Strong long-term appreciation plus meaningful rental income potential make this a compelling investment property. Carrying costs (tax + utilities + insurance) are ~$800/mo. For a full picture, add a mortgage: at 20% down / 5% / 25-yr on the ~$708,900 estimate, that's ~$3,315/mo — so ~$4,100/mo total. These are estimates; confirm with a realtor, lender, and tax professional.

03 · PROPERTY

Property profile

Property type

Detached 2-Storey

3+1 bed · 2 bath

Why it matters: Detached ownership offers the most flexibility for renovation and resale.

Lot size

25 × 114 ft

Standard urban lot

Why it matters: The lot dimensions shape development potential and outdoor space.

Basement

Finished

Separate entrance

Why it matters: A finished basement with a separate entrance supports rental or secondary-suite potential.

Ward

Ward 12

Toronto-St. Paul's

Why it matters: Determines local zoning, councillor, and city services.

Property tax

$2,358

2003 assessment

Why it matters: A reference point for the property's municipal tax level (note: 2003 figure, current tax will differ).

Postal code

L6B 4K2

Riverside

Why it matters: Confirms the property's service area and municipal context.

NeighbourhoodRiverside

Listing #C475630 · Homelife Pine-West Realty

Data basisHouseSigma (TRREB) + public records

04 · ENVIRONMENTAL

Environmental risk

Low concern

Contamination records (RSC)

This property has no contamination filings on or adjacent to it. The 64 filings found within 1.5 km are all closed (filed) — meaning remediation was completed and accepted. This is a denser urban area, so more records appear nearby, but all are resolved.

What this means: No evidence of unresolved soil or groundwater contamination at this property. The nearby filings (along St. Clair Ave W, Eglinton Ave W, and Vaughan Rd) were all remediated and closed.

What is an RSC? A Record of Site Condition is Ontario's official certificate that a property was assessed and, where needed, cleaned up to accepted standards.

Flood status

This property is not located in a designated flood zone per TRCA flood mapping. The nearest major watercourse, the Humber River, is ~1.5 km away.

What this means: No elevated flood-insurance or flood-risk concern indicated for this address.

Why it matters: Flood-zone designation affects insurance availability, mortgage terms, and long-term resilience.

05 · HOME AGE

Home age & what to check

Era-informed

This property is in Riverside, a well-established central-Toronto neighbourhood with many homes dating from the early-to-mid 20th century. The items below are age-informed possibilities, not confirmed findings for this specific home — a qualified home inspection is the way to verify them. None are deal-breakers; they're routine items to plan for.

Asbestos & vermiculite insulation

Possible — worth checking

What it is: A mineral fibre used in building materials; the attic may have pebble-like vermiculite insulation, plus possible asbestos in popcorn ceilings, floor tiles, or pipe/duct wrap.

Why it matters: Asbestos is only a risk when fibres are released by cutting, sanding, or disturbance. Intact material poses little daily risk — the rule is "leave it alone if it's in good shape."

How it's checked: A professional inspection can take lab samples. If intact, leave it sealed; if disturbed by renovation, use a licensed abatement contractor.

Lead-based paint

Likely in original coatings

What it is: Lead was added to paint until it was banned for residential use in Canada in 1976 — so a 1950s–60s home almost certainly has some in the original layers.

Why it matters: The main concern is young children and pregnant women. Risk rises where paint is peeling or chipping into dust; intact paint is usually safe and can simply be painted over.

How it's checked: Home test kits or lab analysis. Never dry-sand or heat-strip suspected lead paint — use wet methods or a certified renovator.

Lead service line & plumbing

Possible — property-specific

What it is: The pipe bringing water from the street main to the home could be lead, especially in older subdivisions; lead solder may also join copper pipes.

Why it matters: Lead can leach into water that has sat in the pipe. Simple precautions reduce exposure: run the cold tap briefly, use cold water for drinking/cooking, and test the water.

How it's checked: Check where the pipe enters the home (lead is soft and grey), check City of Toronto records, and have water tested. Replacement is the permanent fix if confirmed.

Underground oil tank

Plausible — property-specific

What it is: Many post-war homes were heated with oil; when later converted to gas, the buried tank was sometimes left in the yard.

Why it matters: An abandoned tank can corrode and leak, contaminating soil — an expensive cleanup that can become the owner's liability.

How it's checked: Review home records and service history, ask the seller, and use a magnetic or ground-penetrating-radar tank sweep to locate a buried tank.

Knob-and-tube wiring

Uncommon for this era

What it is: Early electrical wiring (1880s–1940s) with no ground wire. A 1950s–60s home would normally have modern sheathed cable (BX/Romex), not knob-and-tube.

Why it matters: If present, it lacks grounding, wasn't built for modern loads, and insurers often require removal.

How it's checked: A licensed electrician can confirm quickly. Generally not expected in a home of this era.

Poly-B plumbing

Unlikely as original

What it is: A grey plastic water pipe used 1978–mid-1990s — too new for this home's original build.

Why it matters: Poly-B degrades over time and can leak. Only relevant here if a previous owner re-piped in the 1980s–90s.

How it's checked: A quick visual check by an inspector. If original copper or galvanized steel is present, this risk doesn't apply.

Bottom line: The highest-priority checks for this home are asbestos/vermiculite, lead paint, and a buried oil tank — all common and all manageable. A standard home inspection plus a few targeted tests will give you a clear picture. This is educational context, not an assessment of this specific property.

06 · NATURE

Parks, green space & nature

Well-served

Fairbank Memorial Park

Closest park; neighbourhood green space with playground

360 m

~5 min walk

Marble Hill Parkette

Small local parkette

440 m

~6 min walk

Charles Caccia Park

Larger neighbourhood park

700 m

~9 min walk

Earlscourt Park

Major City of Toronto park with sports fields, pool, and arena — top recreation anchor

1.8 km

~5 min drive

Wychwood Barns Park

Iconic arts/community hub with green space

2.0 km

~6 min drive

Cedarvale Park

Ravine park connecting to the Beltline Trail

1.7 km

~21 min walk

Why it matters: Green space within walking distance supports daily recreation and family time. Earlscourt Park and Wychwood Barns are notable community anchors nearby.

07 · TRANSPORT

Transportation & access

Well-connected

Public transit

29 Dufferin bus

North-south spine route on Dufferin St

180 m

~2 min walk

Fairbank Station (Line 5 LRT)

Major new LRT station on Eglinton Ave W — key transit asset

850 m

~11 min walk

32 Eglinton West bus

East-west route on Eglinton Ave W

840 m

~11 min walk

512 St Clair streetcar

Streetcar corridor on St Clair Ave W

1.2 km

~15 min walk

Line 1 subway

Nearest via Eglinton West / St Clair West area

1.5–2 km

Bus + ride

Why it matters: A major LRT station a short walk away, plus bus and streetcar routes, make car-free commuting highly practical.

Major road access

Dufferin St

Secondary arterial, north-south; 29 bus

200 m

~3 min walk

Eglinton Ave W

Primary arterial + LRT corridor

840 m

~2 min drive

Allen Rd

Expressway to downtown and Hwy 401

1.3 km

~3 min drive

Highway 401

Major east-west freeway via Allen Rd

4.4 km

~6 min drive

Why it matters: Central location with quick access to major arterials, an expressway, and the 401 — strong for commuters.

08 · ACTIVE

Cycling & walking trails

Standout asset

Green Garden Lane (cycleway)

Closest bike path

150 m

~2 min walk

Cedarvale Park Trail

Ravine trail

1.2 km

~15 min walk

West Belt Line Trail

Key multi-use trail

1.3 km

~16 min walk

Kay Gardiner Beltline Trail

Major east-west trail network

2.0 km

~25 min walk

Why it matters: A bike path right at the door, plus the Beltline trail network nearby, supports cycling and walking for fitness and commuting.

09 · PARKING

Street parking & parking rules

Toronto rules

On-street (day)

2 hr limit

Unless signed otherwise; free with a parking permit

Why it matters: Standard Toronto 2-hour daytime limit applies to most residential streets without signs.

On-street (overnight)

By permit

City of Toronto overnight parking permits

Why it matters: Overnight street parking requires a paid permit (residents or visitors) unless the street is exempt.

Property parking

1 space

Private driveway / garage

Why it matters: The property's own parking reduces reliance on street rules.

Note: Street parking rules can vary by block and change with posted signs. Verify the exact restrictions for this specific block before relying on street parking. Overnight permits and seasonal street-cleaning schedules are set by the City of Toronto — check toronto.ca/parking for current rules.

10 · AMENITIES

Essential amenities

Exceptional coverage

🛒 Groceries

No Frills

Discount supermarket, best value

900 m

~11 min walk

Sublime Market & Produce

Fresh produce market

910 m

~11 min walk

Sobeys

Full-service supermarket

1.7 km

~4 min drive

FreshCo

Discount chain

1.7 km

~4 min drive

💊 Pharmacies

Riverside Pharmacy

Closest pharmacy

290 m

~4 min walk

Oakwood Pharmacy

Local independent

630 m

~8 min walk

Shoppers Drug Mart

Major chain, extended hours

880 m

~11 min walk

🏥 Medical clinics & hospitals

Dufferin Medical Centre

Closest clinic

280 m

~4 min walk

Eglinton West Medical Centre

Family practice

820 m

~10 min walk

Appletree Medical Centre

Walk-in clinic network

1.0 km

~13 min walk

St Joseph's Health Centre

Closest full-service hospital

~4 km

~10 min drive

🦷 Dentists

Dental offices nearby

Multiple practices within a short walk on Dufferin St and Eglinton Ave W

~0.5 km

~6 min walk

Why it matters: A dense, well-served urban area — groceries, pharmacies, and clinics are all within a short walk, with full hospitals a short drive away.

Why it matters: Groceries, pharmacies, and medical clinics are all within a 1 km walk — exceptional everyday convenience. The nearest full hospital is a ~10 min drive.

11 · COMMUNITY

Community & recreation

Rich amenities

Community centres & pools

Associacao Migrante De Barcelos

Community centre

190 m

~2 min walk

Unison Health & Community Services

Health/community hub

570 m

~7 min walk

Phil White Arena

Ice rink

1.2 km

~14 min walk

Joseph J. Piccininni Community Centre

Recreation centre

1.6 km

~20 min walk

Libraries, sports & playgrounds

TPL Riverside Library

Closest Toronto Public Library branch

630 m

~8 min walk

TPL Maria A. Shchuka Library

Major branch

820 m

~10 min walk

Playgrounds

3 within 450 m — excellent for families with young children

450 m

~6 min walk

Swimming pools

2 within 530 m

530 m

~7 min walk

Why it matters: Community centres, libraries, playgrounds, and pools within walking distance make this a strong family-oriented neighbourhood with year-round recreation options.

12 · OPPORTUNITY

Development potential

Screen summary

Significant development activity on this street

This property sits in a highly active development area. There are 20 development applications on Mapletree Drive and the immediate area, including a proposed 38–42 storey mixed-use building at 632–652 Mapletree Drive (with retail at grade and hundreds of residential units), plus multiple site-plan and zoning applications along the Eglinton Ave W corridor.

What this means: The area is undergoing significant densification and investment, driven by the new Fairbank LRT station. This can mean rising property values and improved amenities — but also construction activity and changing neighbourhood character. Buyers and owners should factor this into their plans.

Note: Development applications are proposals and may change or lapse. Confirm the current status of any specific application with the City of Toronto before relying on it.

13 · FAMILY

Schools nearby

21 within 1.5 km

Closest schools

St John Bosco Catholic Elementary — 420 m (TCDSB)
D'Arcy McGee Catholic Elementary — 424 m (TCDSB)
Fairbank Public School — 674 m (TDSB)
Rawlinson Community School — 691 m (TDSB)

Why it matters: Close, well-distributed schools (public, Catholic, and French) strengthen family appeal and resale value.

Educational context

The area offers both Toronto District School Board (TDSB) and Toronto Catholic District School Board (TCDSB) options within easy reach, plus the Lycée Français de Toronto (French-language) nearby.

Note: Attendance boundaries are set annually by the boards. Confirm the exact catchment with the school board before relying on a specific assignment.